The cost of care in California’s nursing homes averages about $7,200 per month for a semiprivate room and $9,800 for a private room. While some people cover the bill alone or with help from family members and insurance, others get assistance from Medi-Cal and other government programs — especially for lengthy stays. Medicare and private insurance typically cover skilled care in a nursing home for a few months after a hospitalization, but not longer stays.
The base cost of the more medically complex care provided in a congregate living health facility (CLHF) is similar to the cost of nursing home care, but the more help needed with bathing, grooming, dressing, and medications, the more costly the care. Neither Medicare nor Medi-Cal cover the cost of care in CLHFs, except for limited help with some therapy and nursing visits and for hospice care at the end of life.
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