Nursing Homes
The cost of care in California’s nursing facilities averages $220 a day, or about $80,300 a year. While some people can afford to cover the bill alone or with help from family members and insurance payments, increasing numbers get financial help from Medi-Cal and other government programs — especially for lengthy stays. Medicare and private insurance typically cover short term nursing home stays for skilled care needs, but they do not cover long term stays.
Life insurance, annuities, and long term care insurance might help you pay for care.
Find out if you are eligible for Medicare coverage, what Medicare will pay for, and for how long Medicare will cover that care.
Find out who qualifies for Medi-Cal coverage, what it pays for, and how to apply for coverage.
Learn about the ins and outs of a reverse mortgage, and special considerations when asking for help from relatives.
Learn about potential help from the Veterans Administration and county indigent care programs.