Congregate Living Health Facilities
The costs of congregate living health facilities, which may be rental or ownership units or include buy-in options, vary widely, depending on the locale and services offered. But they generally accept payments only from individuals or private insurance. Common sources of help for paying with long-term care — including Medicare, Medigap, and Medi-Cal — typically do not cover the cost of care in congregate living health facilities.
Learn about the ins and outs of a reverse mortgage, and special considerations when asking for help from relatives.
Life insurance, annuities, and long term care insurance might help you pay for assisted living.
Look into potential help from veterans benefits, county indigent care programs, and Indian Health Services.