Adult Day Health Care
Most adult day health care providers charge a set daily fee. The total cost — which averages from $65 to $150 per day — depends on the locale and type and amount of care needed.
Common sources of help for paying with long-term care — such as Medicare and Medigap — do not cover the cost of adult day health care. Typically private insurance does not cover this cost. However, Medi-Cal does cover some adult day health care for Medi-Cal beneficiaries. Also, some providers offer sliding fee scales and need-based scholarships.
For some people, the need for adult day health care also signals a need to take a hard look at their complete financial set-up and begin to consider managing, selling, or converting assets to meet the potential need for future medical care. For them and for those paying out-of-pocket for adult day health care, some sources to consider are discussed here.
Life insurance, annuities, and long term care insurance might help you cover the costs of adult day health care.
Learn about the ins and outs of a reverse mortgage and borrowing money from relatives.
Find out who qualifies for Medi-Cal coverage, what it pays for, and how to apply for coverage.
Learn about potential help from financial subsidies, veterans benefits, TRICARE, county indigent care programs, and Indian Health Services.
