Adult Day Care
Most adult day care services charge according to an hourly and daily participation rate. The total cost -- which ranges from $60 to $120 per day -- depends on the locale and services offered and needed.
Common sources of help for paying with long term care -- such as Medicare, Medigap, Medi-Cal, and Veteran Administration benefits -- do not cover the cost of adult day care.
Many facilities however offer services on a sliding fee scale, meaning that what you pay is based on income and ability to pay. And some providers also offer need-based scholarships for individuals with very low incomes.
Learn about reverse mortgages and help from family members.
Life insurance, annuities, and long term care insurance might help you cover the costs of care.
Find out if you are eligible for financial subsidies, TRICARE, county indigent care programs, or Indian Health Services.